Money & Finance
Sure, money isn't everything, but it sure helps with most things. Commit today to saving a little and investing in your future.
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Community Journal: Money & Finance
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nyamatteo Aug 18, 2019, 7:17 AM"A tracker fund is an index fund that xxckxxx a broad market index or a segment thereof. Tracker funds are also known as xxxdxx funds. These funds seek to replicate the holdings and performance of a designated index. Tracker funds are designed to offer investors exposure to an entire index at a low cost. Tracker funds typically buy the individual securities in the index they seek to replicate. Tracker funds can also be constructed of ETFs or alternative investments to meet the fund’s tracking objective."View my Commitment -
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sporeza Aug 17, 2019, 7:03 PM"Managed to get a 4.5 hrs stream in today + got another follower woohoo :)"View my Commitment -
Taosena Aug 17, 2019, 2:21 AM"Another hour + day. Surprised the progress is so slow but determined not to be discouraged. Slow and steady wins the race!"View my Commitment -
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sporeza Aug 16, 2019, 8:35 PM"Got a 2.5hr stream in to start of new reporting week :)"View my Commitment
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sporeza Aug 16, 2019, 5:18 PM"I keep a visible progress tracker to help motivate me to reach my epic win of streaming for 4 weeks. 2 weeks down, 2 to go."View my Commitment
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westmar Aug 16, 2019, 10:22 AM"Ideal offer found through calculation: many examples available in Back 40"View my Commitment -
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Red9087 Aug 16, 2019, 9:05 AM"Today i made a commitment to registering my Character in conjunction with an accountability app. I am claiming today this will work in keeping me on track with my goals"View my Commitment -
safibta Aug 16, 2019, 2:58 AM"For reference: - Checklist for creating/updating this journal entry: Update the start time Update the end time Select all and copy set alarms at t-1hr6min, t-1hr21min, and t-1hr51min titled stickk Upload the commitment to the journal --- Start time: 2019-08-08 2359 in KST End time: 2019-08-09 2055 in KST Task(s): - spend two Deep Work Stints doing work on PhD, i.e. do PhDx8 in two disjoint time intervals Commitment: The commitment is to accomplish the tasks stated above in the present journal entry in the time duration from the start time stated above in the present journal entry to the end time stated above in the present journal entry, and if this task is not accomplished, the commitment is to tear a workable 5000 KRW currency note into at least three pieces before 2359 in KST on the date which occurs exactly 24 hours after the end time stated in the present journal entry. Notes applicable to the present journal entry: - the present journal entry overrides all the previous journal entries in the present Stickk commitment - Any update to the present Stickk commitment shall take 1 hour to take effect from the time that the said update is posted in the journal of the present Stickk commitment. In the said 1-hour window, the Stickk commitment shall stay as it was in the past instance. - note that even if the start time mentioned in the present journal entry has passed, the commitment shall hold true (e.g. say its 5 p.m. at the time of posting the journal entry and I want to have 2 hours logged between 4:30 p.m. and 6:30 p.m., the commitment shall be valid at the end time) - Deep Work Stint (abbreviated as DW) is defined here as it has been defined in the most recent Stickk commitment in my Stickk account containing the string “routine system” in the title with case not considered sensitive, whether that Stickk commitment is currently active, dismissed, or inactive. - Note on loopholes: I assume there are loopholes in all my Stickk commitments. When I exploit a loophole, in order for this loophole to be considered a valid reason for not incurring the penalty of the present Stickk commitment as defined in the present journal entry, I must state in digital or physical writing a satisfactory definition of the loophole that I have exploited in the considered instance. For this definition of the considered loophole to be considered valid, the following criteria must hold: --- I must end this definition with a period. --- I must write this definition of the considered loophole before exploiting the considered loophole. --- This definition of the loophole must not cite a bulleting error as a source of exploitation of the exploited loophole. --- I must put up a reminder in my PDA to prompt me to read the present journal entry in a near future SDEL (e.g. I can write: “SDEL: read infodiet commitment”) - Note on specificity of clauses: Since it is mostly impossible for any commitment to be specific enough for the person committing to it to not be able to exploit a loophole in this commitment, the level of generality of each commitment in the present journal entry shall be considered of the level that is same as present level of specificity of the respective commitment. - Relaxation clause: number of relaxation periods of any duration allowed for the present stick commitment is zero"View my Commitment -
Parorless Aug 16, 2019, 2:19 AM"I'm excited to begin! $50 a week will be direct deposited to my savings account. I'm determined not to touch it."View my Commitment -
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Alison2310 Aug 15, 2019, 9:07 AM"Another decent week of financial control. I did spend rather alot on drinks on Saturday at our gig, for other people, but it was such a good night and my family were there, so I felt I'd like to treat them. I have received confirmation that the match tickets for the Cricket event have been refunded -although I'm not on the case to find out why they haven't refunded the VAT of £40 - we'll see about that. I do need to give my family their share back, when it lands in my account, but I have a note of that and I know how much I am owed too, so that's a good thing. I have a fair amount of Tangerine business to claim although I wasn't asked to supply a quote and don't know how much to charge as it's for a friend's business and I spent 3 full days on the project. Terry suggests I ask him to pay me what he thinks it's worth. I'll ask him tomorrow. So, to the Results for the week: 1) Current Account in Credit: A, 2) No wasteful spend: B, 30 People owing me money: A. Therefore, I give myself the following Grade: A"View my Commitment -
puppy1729 Aug 15, 2019, 8:46 AM"day1- i have started with the basics taking it one step at a time. i am working on the website and in that today i am focusing on setting up the basic template. the skeleton and a little bit of flesh of the website. "View my Commitment -
itope84 Aug 15, 2019, 7:31 AM"Spent 3k on day 1, but in my defender, I had a visitor Day 2, silent around 1200 But from there, I started eating bread only, and I didn't go to campus. so I ended up averaging 500 naira max daily (when I went to campus) and ₦300 when I didn't. So, that's a bit extreme, and I know that pattern is not sustainable... But goal achieved, yeah? 😀"View my Commitment -
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belljamie90 Aug 15, 2019, 2:41 AM"Though I haven't called Fedloan servicing but I have resubmitted my dispute. Also disputed with Equifax and transunion...will here something by the 25th "View my Commitment -
evakristinw Aug 14, 2019, 8:31 PM"Idag har jag filat på mitt produktivitetssystem men inte exekverat, som kompensation ska jag lägga minst 4h lördag och 4h söndag på kontoret för att komma ikapp. "View my Commitment -
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EvaSeewald Aug 14, 2019, 11:12 AM"Ähm ja, hab mir ein Buch und Essen gekauft. Das wars. Alles gut."View my Commitment -
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mikeanthony123 Aug 14, 2019, 5:35 AM"Say no to weak oppurtunities so you can say yes to perfect oppurtunities."View my Commitment -
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nmint Aug 13, 2019, 4:30 AM"I mixed and almost finished some songs yesterday for a friend, non-payed job. Overcame some frustrating technical difficulties. Got a new lead and replied. "View my Commitment -
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sporeza Aug 12, 2019, 8:01 PM"Streamed for 1.5 hours today. Also hid my viewer count as it is a distracting metric and not the one I’m trying to focus on (which is my own effort of hours streamed)."View my Commitment
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sporeza Aug 11, 2019, 6:33 PM"Streamed just over 4hours today, so I’ve reached the goal for this week. The weekdays’ streams will be bonus time 😄"View my Commitment
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Michael87 Aug 11, 2019, 4:10 PM"been listening to doing work on marketing videos. lots of motivation here! "View my Commitment
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nyamatteo Aug 11, 2019, 9:29 AM"What Is a Non-Interest-Bearing Current Liability (NIBCL) A non-interest-bearing current liability (NIBCL) is a category of debt entered on the liabilities side of a balance sheet under current liabilities. While a NIBCL is a form of debt, representing a sum of money that the company owes and must pay within one year, it does not require interest payments. Understanding Non-Interest-Bearing Current Liability (NIBCL) Non-interest-bearing current liabilities are straightforward. Unlike interest-bearing current liabilities such as working capital loans or the current portion (maturing in less than one year) of long-term debt, the non-interest-bearing ones are just that - not subject to interest on the 'debt' that a company owes. Example of a NIBCL The Kroger Co. lists the following under Current Liabilities on its FY2017 balance sheet: 1) current portion of long-term debt including obligations under capital leases and financing obligations; 2) trade accounts payable; 3) accrued salaries and wages; 4) deferred income taxes, and 5) other current liabilities. Items 2, 3 and 4 are NIBCL. There may or may not be interest-bearing items under "other current liabilities." Typically, "other" is not broken down in the Notes to the Financial Statements."View my Commitment
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sporeza Aug 10, 2019, 7:59 PM"Streamed for 4.5 hours today, so looking good for reaching my weekly goal tomorrow. "View my Commitment
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alexcook360 Aug 10, 2019, 8:51 AM"However, I have made 70£ profit from Ebay sales to counter this. "View my Commitment
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alexcook360 Aug 10, 2019, 8:50 AM"I've also spent the following amounts £180 headphone replacement - £150 summer motorbike shoes - £100 tan leather shoes £110 - 2x suede loafers £80 2 x Suede belts 100£ protective uppers summer motorbike 75£ - shoe repair - Total 745£ "View my Commitment -
alexcook360 Aug 10, 2019, 8:45 AM"Not great - I've started to be debited for my French trip upcoming which I am paying for in advance and then my partner will owe me debt and I'm unsure how long it will take for her to pay me back. "View my Commitment -
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sporeza Aug 10, 2019, 6:28 AM"Managed another 4hrs for the Friday at the start of my 2nd week. Off to a good start 😄"View my Commitment
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bhatti27 Aug 10, 2019, 2:41 AM"8/9/19: Added a bit to the research process to make it more like a 5-Day Business Research Process! Excited to Try this out!"View my Commitment -
jaswolfe Aug 9, 2019, 11:22 PM"Good news is: I have had a kind-of promotion at work (meaning: I get a pay rise and a better roster, but am still doing the same shit jobs). Bad news is: my pay day is moving. And when it comes through I'll need to reassess. Again!"View my Commitment -
jaswolfe Aug 9, 2019, 11:20 PM"Had a close call. I've been wanting to buy myself a new purse for ages, and yet when I saw a beautiful hand-crafted (perfect) purse, I impulsively bought it without looking at the price tag. When I was told the total I 'coughed it up' because I didn't want to leave without it. Later, I had to double check if it had been within budget and I still am - thankfully! Yet, cannot buy myself another luxury for the next 9 days (as my pay day is moving!)"View my Commitment
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Michael87 Aug 9, 2019, 6:09 PM"-started the project hourly track in track task app -there are 28 days left, so that means I need to do 1.5 hours per day. This is almost impossible. "View my Commitment
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safibta Aug 9, 2019, 11:11 AM"For reference: - Checklist for creating/updating this journal entry: Update the start time Update the end time Select all and copy set alarms at t-1hr6min, t-1hr21min, and t-1hr51min titled stickk Upload the commitment to the journal --- Start time: 2019-08-08 2359 in KST End time: 2019-08-09 2055 in KST Task(s): - spend two Deep Work Stints doing work on PhD, i.e. do PhDx8 in two disjoint time intervals Commitment: The commitment is to accomplish the tasks stated above in the present journal entry in the time duration from the start time stated above in the present journal entry to the end time stated above in the present journal entry, and if this task is not accomplished, the commitment is to tear a workable 5000 KRW currency note into at least three pieces before 2359 in KST on the date which occurs exactly 24 hours after the end time stated in the present journal entry. Notes applicable to the present journal entry: - the present journal entry overrides all the previous journal entries in the present Stickk commitment - Any update to the present Stickk commitment shall take 1 hour to take effect from the time that the said update is posted in the journal of the present Stickk commitment. In the said 1-hour window, the Stickk commitment shall stay as it was in the past instance. - note that even if the start time mentioned in the present journal entry has passed, the commitment shall hold true (e.g. say its 5 p.m. at the time of posting the journal entry and I want to have 2 hours logged between 4:30 p.m. and 6:30 p.m., the commitment shall be valid at the end time) - Deep Work Stint (abbreviated as DW) is defined here as it has been defined in the most recent Stickk commitment in my Stickk account containing the string “routine system” in the title with case not considered sensitive, whether that Stickk commitment is currently active, dismissed, or inactive. - Note on loopholes: I assume there are loopholes in all my Stickk commitments. When I exploit a loophole, in order for this loophole to be considered a valid reason for not incurring the penalty of the present Stickk commitment as defined in the present journal entry, I must state in digital or physical writing a satisfactory definition of the loophole that I have exploited in the considered instance. For this definition of the considered loophole to be considered valid, the following criteria must hold: --- I must end this definition with a period. --- I must write this definition of the considered loophole before exploiting the considered loophole. --- This definition of the loophole must not cite a bulleting error as a source of exploitation of the exploited loophole. --- I must put up a reminder in my PDA to prompt me to read the present journal entry in a near future SDEL (e.g. I can write: “SDEL: read infodiet commitment”) - Note on specificity of clauses: Since it is mostly impossible for any commitment to be specific enough for the person committing to it to not be able to exploit a loophole in this commitment, the level of generality of each commitment in the present journal entry shall be considered of the level that is same as present level of specificity of the respective commitment."View my Commitment
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bhatti27 Aug 9, 2019, 2:29 AM"8/8/19: Finished creating my research process, and it’s not just for writing copy, but also for creating offers!"View my Commitment
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sporeza Aug 8, 2019, 8:26 PM"Was able to get in just over 3 hrs today. So my first week was over 18 hrs, so definitely hit my target for the week."View my Commitment
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safibta Aug 8, 2019, 2:26 PM"For reference: - Checklist for creating/updating this journal entry: Update the start time Update the end time Select all and copy set alarms at t-1hr6min, t-1hr21min, and t-1hr51min titled stickk Upload the commitment to the journal --- Start time: 2019-08-08 2359 in KST End time: 2019-08-09 2055 in KST Task(s): - spend six Deep Work Stints doing work on PhD, i.e. do PhDx8 in six disjoint time intervals Commitment: The commitment is to accomplish the tasks stated above in the present journal entry in the time duration from the start time stated above in the present journal entry to the end time stated above in the present journal entry, and if this task is not accomplished, the commitment is to tear a workable 5000 KRW currency note into at least three pieces before 2359 in KST on the date which occurs exactly 24 hours after the end time stated in the present journal entry. Notes applicable to the present journal entry: - the present journal entry overrides all the previous journal entries in the present Stickk commitment - Any update to the present Stickk commitment shall take 1 hour to take effect from the time that the said update is posted in the journal of the present Stickk commitment. In the said 1-hour window, the Stickk commitment shall stay as it was in the past instance. - note that even if the start time mentioned in the present journal entry has passed, the commitment shall hold true (e.g. say its 5 p.m. at the time of posting the journal entry and I want to have 2 hours logged between 4:30 p.m. and 6:30 p.m., the commitment shall be valid at the end time) - Deep Work Stint (abbreviated as DW) is defined here as it has been defined in the most recent Stickk commitment in my Stickk account containing the string “routine system” in the title with case not considered sensitive, whether that Stickk commitment is currently active, dismissed, or inactive. - Note on loopholes: I assume there are loopholes in all my Stickk commitments. When I exploit a loophole, in order for this loophole to be considered a valid reason for not incurring the penalty of the present Stickk commitment as defined in the present journal entry, I must state in digital or physical writing a satisfactory definition of the loophole that I have exploited in the considered instance. For this definition of the considered loophole to be considered valid, the following criteria must hold: --- I must end this definition with a period. --- I must write this definition of the considered loophole before exploiting the considered loophole. --- This definition of the loophole must not cite a bulleting error as a source of exploitation of the exploited loophole. --- I must put up a reminder in my PDA to prompt me to read the present journal entry in a near future SDEL (e.g. I can write: “SDEL: read infodiet commitment”) - Note on specificity of clauses: Since it is mostly impossible for any commitment to be specific enough for the person committing to it to not be able to exploit a loophole in this commitment, the level of generality of each commitment in the present journal entry shall be considered of the level that is same as present level of specificity of the respective commitment."View my Commitment
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safibta Aug 8, 2019, 2:25 PM"For reference: - Checklist for creating/updating this journal entry: Update the start time Update the end time Select all and copy set alarms at t-1hr6min, t-1hr21min, and t-1hr51min titled stickk Upload the commitment to the journal --- Start time: 2019-08-08 2359 in KST End time: 2019-08-09 2055 in KST Task(s): - spend six Deep Work Stints doing work on PhD, i.e. do PhDx8 in six disjoint time intervals Commitment: The commitment is to accomplish the tasks stated above in the present journal entry in the time duration from the start time stated above in the present journal entry to the end time stated above in the present journal entry, and if this task is not accomplished, the commitment is to tear a workable 5000 KRW currency note into at least three pieces before 2359 in KST on the date which occurs exactly 24 hours after the end time stated in the present journal entry. Notes applicable to the present journal entry: - the present journal entry overrides all the previous journal entries in the prsent Stickk commitment - Any update to the present Stickk commitment shall take 1 hour to take effect from the time that the said update is posted in the journal of the present Stickk commitment. In the said 1 hour window, the Stickk commitment shall stay as it was in the past instance. - note that even if the start time mentioned in the present journal entry has passed, the commitment shall hold true (e.g. say its 5 p.m. at the time of posting the journal entry and I want to have 2 hours logged between 4:30 p.m. and 6:30 p.m, the commitment shall be valid at the end time) - Deep Work Stint (abbreviated as DW) is defined here as it has been defined in the most recent Stickk commitment in my Stickk account containing the string “routine system” in the title with case not considered sensitive, whether that Stickk commitment is currently active, dismissed, or inactive. - Note on loopholes: I assume there are loopholes in all my Stickk commitments. When I exploit a loophole, in order for this loophole to be considered a valid reason for not incurring the penalty of the present Stickk commitment as defined in the present journal entry, I must state in digital or physical writing a satisfactory definition of the loophole that I have exploited in the considered instance. For this definition of the considered loophole to be considered valid, the following criteria must hold: --- I must end this definition with a period. --- I must write this definition of the considered loophole before exploiting the considered loophole. --- This definition of the loophole must not cite a bulleting error as a source of exploitation of the exploited loophole. --- I must put up a reminder in my PDA to prompt me to read the present journal entry in a near future SDEL (e.g. I can write: “SDEL: read infodiet commitment”) - Note on specificity of clauses: Since it is mostly impossible for any commitment to be specific enough for the person committing to it to not be able to exploit a loophole in this commitment, the level of generality of each commitment in the present journal entry shall be considered of the level that is same as present level of specificity of the respective commitment."View my Commitment
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Alison2310 Aug 8, 2019, 8:36 AM"A really good week so far. I'm sticking to my guns and making sure I'm not wasting money on frivolous things but have been measured and have bought things that I think will help both me and the band. I do have some big expenses this month, but I'm ready for them. Having checked against this time each month in the past, I am doing much better as well. Here are my results for the week: 1) Current Account in Credit: A, 2) No wasteful spend: A, 3) People owing me money: A. Therefore, I give myself the following Grade: A"View my Commitment
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jaswolfe Aug 7, 2019, 11:15 PM"Only had 2 shifts last week, and so with all bills deducted from my income, that leaves me $90 for personal spending this week. "View my Commitment
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sporeza Aug 7, 2019, 7:23 PM"Planned off day today. Also feeling a bit under the weather so it is probably for the best I didnt stream today."View my Commitment
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bhatti27 Aug 7, 2019, 6:23 PM"8/7/19: Was also able to play with Klaviyo, and check out their whole makeup. Like Typeform, they rely on flowchart knowledge. You also can link where leads can sign up to your list "View my Commitment
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bhatti27 Aug 7, 2019, 6:22 PM"8/7/19: A Fivver Gig I posted was able to drive some views, and clicks but no orders(probably because the actual gig was expensive) Currently trying to create my research process for writing copy"View my Commitment
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LinneaH Aug 7, 2019, 7:56 AM"Recruiting agency asked med to retake test, I don't fully agree on their logic but I did do it as it means more experience with this type of test. Performed better. On Friday they will present me as candidate for possible interview. I don't think I am that interested in this job but I want to do the interview and learn more about the position. I am still in summer mood as I am travelling this week and part of next week. I will be in full job search mode from the 19th when kids are back in school. "View my Commitment -
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sporeza Aug 6, 2019, 8:51 PM"Got a couple of hours in and had a returning viewer engaging with my stream 😄 "View my Commitment
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EvaSeewald Aug 6, 2019, 2:24 PM"Yes, I have been successful as I have just filled my fridge this week after coming back from my vacation in the monestary and didn't spend on anything else (just a pizza yesterday) "View my Commitment
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Alison2310 Aug 6, 2019, 9:03 AM"It's not my reporting day yet but I just wanted to make a note to say that I've just placed some savings, from last month, into my On-line Savings Account which is a really good thing and I feel very proud of myself today."View my Commitment
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sporeza Aug 5, 2019, 8:44 PM"Got in another couple of hours and also got my first follower!"View my Commitment
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davidm2468 Aug 5, 2019, 5:08 AM"Using this week as a grace week: I will catch up all work by next Friday."View my Commitment -
nyamatteo Aug 4, 2019, 8:15 PM"insvmitte druid every dollar you make and spend is part of the bigger picture of the economyy. its your spending and people like you that generate the value in the economy,, not the banks, factories or wall street but you. checking accounts are for day to day spendings. food, car, clothes, home, insurance, entertainment. "View my Commitment
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sporeza Aug 4, 2019, 5:59 PM"Streamed just shy of 5hours today, so I’ve already reached my goal for this week with 4 days to spare :)"View my Commitment
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doggoshmoggo17 Aug 4, 2019, 2:58 PM"Still very much unsuccessful... I'm working on it today"View my Commitment
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