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21 Dec 2011
Custom Goal (Debt Free By 30) #186189
Kandygi1rl commits to:    Debt Free By 30
Next required report: No more reports due
Successful Periods: 1   Unsuccessful Periods: 0
Contract Start: 22 Dec 2011       "Debt Free By 30"
I commit to:
I commit to clearing all my non student debts by the time I reach my 30th birthday (2014).
Contract End: 27 May 2014
Contract Length: 887 day(s)
Recipient of Stakes: No stakes
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Reporting Periods
Page 1 of 1 (1 total entries)
Reporting period: 22 Dec to 27 May
Period status:
User report: Success
Commitment Journal what's this?

26 Jan 2012 04:56 PM

Have increased the amount I will be paying on all debts I owe. Minimum payments are a con. It'lll pinch but I know it will be cheaper in the long run and allow me to reach my goal quicker.

8 Jan 2012 08:37 PM

Have increased the minimum payments on my RBS overdraft. If I stick to this, with no additional spend I will be done with this debt by September 2012 - whoop, whoop.

3 Jan 2012 07:41 PM

Have bought a couple of things off budget (eeek) but to be honest I have been watching the items for agaes and waited until they went on sale, so not too bad.

Lets see how the rest of the month goes.

22 Dec 2011 11:28 PM

So as of 22-12-2011 I have the following:

Barclaycard = £3,758.05 (originally £3,800)
Natwest Personal Loan = £2,803.88 (originally £5,400)
Natwest MasterCard = £2,229.59 (originally £2,550)
RBS Graduates Royalties Account £873.62 (originally £1,400)

So a total of £9,665.14 (eek) to pay off in 2 Years and 5 months (29 months).

Step 1 Budgeting
Step 2 Higher paid job.

Well... at least I have step 2 down, lol. Let's see how this goes.

22 Dec 2011 11:28 PM

Debt free zone begins now!!!

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