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Alison2310
Stop Wasting Money Star this Commitment
Week 45 of 50

Alison2310 commits to:
Managing my finances by remaining in Credit in my Current Account, and not taking money from other Accounts, as an emergency measure. I also commit to try Not to Waste Money on Frivolous things and also Make Sure I Don’t Lend Money unnecessarily and make sure People Pay Me what I’m Owed.
43
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Details
Last reported: Success
Next report due:
November 30
12:00 AM GMT
My Commitment Journal
Alison2310
Alison2310
November 23, 2020, 9:11 AM
We finally had a word day schedule to fill in . I filled in my 2 days a week and went back in later to see who else was working the same days as me - only to find that only 3 of us are still on Furlough! Do I need to worry about being made redundant? This is something Terry and I need to discuss - and I could do with getting Tangerine back up and running again.

As for my financial week. I have hardly spent anything in addition to what's planned to come out of my account. I guess, in total, I've spent around £40 but these are things that I felt were necessary - only one frivolous thing (Ultimate Edition of KT Tunstall's "Drastic Fantastic" Album) but that's only £20 and I feel really excited about that. No-one owes me money and my Current Account is very healthy this month. I did notice that my salary will have dipped below the £2k mark again this month, but, I'm pretty sure I can live with that.

So, here are my results:
1) Current Account in Credit in its Own Right: A+. 2) No Frivolous / Remorseful / Wasteful Spend: A,3) People Owing Me Money: A. Therefore, I award myself the following Grade: A+
Alison2310
Alison2310
November 16, 2020, 10:19 AM
Middle of the month and still no word from Dave about what's happening regarding furlough. I imagine he's got an enormous amount on his plate with Brexit coming up in January too. I'm just going to bide my time.

In the meantime, I've hardly spent any money at all so far this month - on top of what I'd planned any way - all I've bought is some new moisturiser but that was necessary (although Clarins is a bit luxurious). Apart from that, I had saved up all the money I'd claimed back from Olivetti and some I had back from Terry, so today, I've paid my Credit Card bill using half the amount from my current account and the rest from my 'working account'. I'm feeling quite calm about my finances at the moment but under no illusions that I should plan ahead now.

Right, here are my results:
1) Current Account in Credit in its Own Right: A, 2) No Remorseful / Frivolous / Wasteful spend: A, 3) People Owing Me Money: A. Therefore, I award myself the following Grade: A
Alison2310
Alison2310
November 9, 2020, 9:40 AM
It's now 9th November and we haven't heard any more about the work situation. I have to assume that even though Furlough has now been extended until next March (!!), we will probably continue as we are for the next couple of months and see what transpires in the New Year. I'm half expecting Dave to deliver news of cutting back and I really must get myself ready for that. Even if he doesn't announce cut-backs I'm still wondering if I should resurrect my embryonic Graphic Design and PR Copy Business anyway. In light of no band gigs, in prospect, and possible extended Furlough, it wouldn't hurt - although I would have to get real and put my fees up. Let's see.
Alison2310
Alison2310
November 9, 2020, 9:38 AM
2nd week in November, still waiting to hear whether we are going to be affected further by the additional lock-down restrictions - although I suspect not, as in reality, lock-down 2 is all about social distancing.

So far, my bank accounts and spending habits are looking healthy and I have received all the expenses owed to me.

Here are this week's results:
1) Current Account in Credit in its Own Right: A, 2) No Remorseful / Frivolous / Wasteful Spend: A, 3) People Owing Me Money: A. Therefore, I award myself the following Grade: A
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November 16 to November 23
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November 9 to November 16
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November 2 to November 9
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October 26 to November 2
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Recipient of Stakes
Anti-charity (Political: The Fabian Society (Labour))
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Total at stake: $250.00
Stakes per period: $5.00
Remaining Stakes: $30.00
Total Money Lost: $5.00
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