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Alison2310
Manage my Finances Star this Commitment
Week 21 of 52

Alison2310 commits to:
Managing my finances to (1) Be aware, at all times, what I have in the bank and to keep my Current Account in credit without dipping into savings, (2) Keep on top of what I'm earning, that I'm paid by anyone who owes me money, earning enough so that I don't have to dip into my savings, (3) To save what I can and (4) To minimise wasteful, frivolous and remorseful spending.
19
1
Last reported: Success
Next report due:
May 30
12:00 AM GMT
Details
My Commitment Journal
Alison2310
Alison2310
May 23, 2022, 7:52 AM
As we approach the end of May, I’m absolutely flat-out with work to complete this week. I’ve even had to rope in Terry to help with a client’s website. When we get paid for that job, I’ll put that money straight into the Holiday fund.

I’ve been a bit frivolous this month by ordering some PommyGranites mugs for merchandising the band and spent more on my hair, my sister’s birthday present and some toiletries than I intended.

There will not be much left in my current account by the end of the week but I’m hoping that I can invoice for a fair amount from the work I’m doing his month to make me feel a bit better about that. I felt compelled to buy Bitdefender security software this week as my emails got hacked so I don’t feel my system is very safe. I think that was a good decision for my business though.
So here are my scores for the past week (70% to pass):
1) Current Account in Credit in its Own Right: 90% (B+)
2) Keep Remorseful / Frivolous / Wasteful Spend to a Minimum: 80% (B)
3) Full Payment by Customers / Family / Band*: 100% (A)
(*This is where I've sent an invoice/asked for payment)
Therefore, I award myself the following Score/Grade: 86% (B) Pass
Alison2310
Alison2310
May 16, 2022, 8:22 AM
It's the midway point of May and I'm ok financially. My clients are all paid up so far and I'm on track with my spreadsheet.

I have had one frivolous moment and that was to order some mugs for the band (The PommyGranites), but I just really felt like doing it and it wasn't expensive.

As there's not much to report, I'm going straight to the scores for last week:
(70% is the pass mark).
1) Current Account in Credit in its Own Right: 100% (A)
2) Keep Remorseful / Frivolous / Wasteful Spend to a Minimum: 80% (B)
3) Full Payment by Customers / Family / Band*: 100% (A)
(*This is where I've sent an invoice/asked for payment)
Therefore, I award myself the following Score/Grade: 93% (B) Pass
Alison2310
Alison2310
May 9, 2022, 9:25 AM
Again I'm going to have to be quick this week as I'm really busy work-wise and feel like I'm wasting every second I'm not on it!

I feel pretty organised financially at the moment but I have the end of the Maternity Cover contract coming up at the end of the month so that means I won't have my regular £300 coming in. Hopefully, because of the other work I have on the go, that shouldn't be too much of a dent in my income.

I have one outstanding invoice from a customer who normally pays really quickly but I know they have some family pet issues at the moment, so I don't want to push too hard on that - it's a small amount anyway, so I've given them an extension. If I don't receive it this week I'll chase one more time and them stop dealing with them. Which would be a massive shame as they were my first official customer.

I've bought a couple of tops for Jubilee gigs but they were cheap (and nasty) and throw-away items, so I'm not worried about them.

So, to the scores:
1) Current Account in Credit in its Own Right: 100% (A)
2) Keep Remorseful / Frivolous / Wasteful Spend to a Minimum: 100% (A)
3) Full Payment by Customers / Family / Band*: 90% (B)
(*This is where I've sent an invoice/asked for payment)
Therefore, I award myself the following Score/Grade: 97% (B+) Pass


Alison2310
Alison2310
May 2, 2022, 8:47 AM
Just a quick one today as it's Bank Holiday Monday and I'm off for a walk - no work today - for a change.
1) Current Account in Credit in its Own Right: 110% (A+)
2) Keep Remorseful / Frivolous / Wasteful Spend to a Minimum: 100% (A)
3) Full Payment by Customers / Family / Band*: 90% (B+)
(*This is where I've sent an invoice/asked for payment)
Therefore, I award myself the following Score/Grade: 100% (A) Pass
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May 16 to May 23
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May 9 to May 16
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May 2 to May 9
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April 25 to May 2
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Charity
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Total at stake: $260.00
Stakes per period: $5.00
Remaining Stakes: $160.00
Total Money Lost: $5.00
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