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sarahsmith89
Week 12 of 12

sarahsmith89 commits to:
I commit to taking the appropriate steps to owning my first home.
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My Commitment Journal
sarahsmith89
sarahsmith89
November 21, 2017, 12:45 AM
I am continuing to make an effort to my goal.
sarahsmith89
sarahsmith89
November 16, 2017, 7:11 PM
My credit score went up a little bit.
I talked to a friend in reality and she told me a persons score should be no lower than 600. I also learned that working with my job for 8 going on 9 years is a definite advantage as far as home loans and even car loans.
sarahsmith89
sarahsmith89
November 13, 2017, 5:03 AM
I have not reached my goal. I am definitely getting closer. Paying close attention to raising my credit score. Also, looking at home and checking out different types of loans for first time home owners. I am trying to gain knowledge of what it takes to own a home before I sign my name on a mortgage.
sarahsmith89
sarahsmith89
November 8, 2017, 4:39 PM
Staying on a consistent payment plan to be sure bills or debt gets paid on time, is helpful to lower debt and raising credit.
I have been able to put money aside as well. If I can save at least 20% of a down payment, maybe the bank will give me a good loan.
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