sarahsmith89
Week 4 of 12

sarahsmith89 commits to:
I commit to taking the appropriate steps to owning my first home.

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Next report due:
September 24
7:00 AM GMT
Commitment Journal
sarahsmith89
sarahsmith89
September 21, 2017, 6:01 PM
This goal is literally an everyday challenge. I have to think about my every move. Even when I'm broke, I still have to stay positive and motivated. And smart! I have to stay smart. By that I mean, just don't do anything stupid, financially speaking. Continue to put money into my savings is a big deal. But not touching my savings gets hard. Life happens, so extra cash is helpful but I want to save as much as I can while also paying back my debts. It feels never ending.
sarahsmith89
sarahsmith89
September 18, 2017, 3:12 PM
I have hit a bump in the road with savings. I had to tap into my money market account this weekend after my car accident. But I didn't use too much, but I most likely will need to purchase a new used car.
sarahsmith89
sarahsmith89
September 13, 2017, 3:38 PM
I try to make home plans with my kids. I ask them what type of home they would like to live in, how they want to decorate their room. It keeps me motivated, especially when I start to think it just won't ever happen. It is going to take a lot to accomplish this goal and I do get negative about it. When I make plans with my kids, it helps to turn my focus back to where I need to be.
Possibly this week, I want to make a 'Dream Board'. So all of what I want in life, what my kids want in life will be on a board and if we get negative, we can remember what we are working so hard for.
sarahsmith89
sarahsmith89
September 11, 2017, 9:19 PM
called one credit card debt collector, scheduled a payment plan. Also spoke to my financial advisor with Foresters Financial. I have learned it is super easy to ruin credit than it is to improve. But even with that sad information, I will continue to do my best to stay on track.
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